Our attractive leasing terms protect your capital and give you greater leverage and leeway when it comes to credit lines with banks and suppliers. The capital cost is spread across the leased item’s entire service life. Gone are the days of buying equipment outright before it has begun to pay its way.
Our SMART REPAIR SYSTEMS and DIAMOND CUT WHEEL MACHINE local leasing partners offers you even more. With our trade-up option, you can replace your leased items with newer technology within the term of contract — without necessarily increasing your leasing payments.
Please contact us for a leasing offer which can include not just SMART REPAIR SYSTEMS or the DIAMOND CUT WHEEL MACHINE, but also complete installations, transportation and SMART REPAIR TRAINING – all can be included in your monthly payment from 1 to 60 month.
Our local leasing partners provides made-to-measure answers to the imperatives of your business. We offer uniquely advantageous terms normally reserved for major one-off leasing arrangements in a defined number of small-ticket items within a given time period (normally 12 months).
Our LEASING have some key advantages:
> Safeguard your liquidity
> Improve your company’s credit rating
> Enjoy reliable budgeting on the basis of consistent leasing payments
> Be sure of access to cutting-edge technology
> Leasing available from a purchase price of 1000 EURO (net)
HBC Group offers a unique financing option backed by the Danish government, specifically designed to support export activities. This provides customers with significant advantages, including access to long-term, stable financing at highly competitive rates, reducing financial strain. With the support of Denmark’s trusted export credit agency, this financing solution allows you to invest in HBC System and Wheel Restore equipment with confidence and peace of mind.
1. Credit from Our Bank
We work with our bank to offer you a credit line for your purchase, providing you with at least 181 days to pay. For longer-term options, most of our financing agreements offer a repayment period of 3 to 5 years. However, to make this possible, our bank requires a guarantee for the payment.
2. Risk Coverage with EIFO
EIFO steps in by providing a guarantee, covering the bank’s risk. This allows the bank to extend the credit to you, making it easier for you to finance the purchase.
3. Seamless Approval
Our bank applies for the guarantee online through EIFO, ensuring a fast process, so you can receive the product without delays. EIFO will assess your creditworthiness based on your financial statements, ensuring a smooth transaction.
Onboarding Process
Submission of the last 3 years of financial statements.
A joint meeting to finalize the financing amount and duration.
Costing
Financing at EURIBOR + 2.20% (indicative rate)
You pay a risk premium to EIFO for the guarantee. This one-time premium is calculated based on your company's creditworthiness, the rating we assign following a financial analysis, the political situation in your country, and the assessed country risk. The premium also takes into account the credit period.
Advantages for you
Competitive Terms
EIFO assumes the risk, enabling you to secure long-term financing for your Danish purchases under attractive conditions.
Stable Payments
Enjoy predictable semi-annual installments that enhance cash flow management.
AAA-Rated Backing
Benefit from the security of AAA-rated Danish state support, ensuring confidence in your financing arrangements.
What does it require?
3 Years of Operation
Your business must have been operational for at least 3 years, with the last three annual reports available for review.
Positive EBITDA Trend
The company must demonstrate a positive EBITDA trend over the past three years, showcasing financial health and profitability.
15% Down Payment
A minimum down payment of 15% of the contract value is required to initiate the financing process.
Equity Ratio
The company needs to have equity levels that exceed 3 times the financed amount, which is 85% of the contract value. This ensures financial stability and minimizes risk.
Creditworthiness
EIFO will assess your business’s creditworthiness based on the financial statements and additional documentation.
EIFO is the national promotional bank and export credit agency of Denmark combined in one financial institution. As a state-owned financial institution with a global perspective and an AAA credit-rating, EIFO acts as a driving force and an enabler for new ventures and trade between Danish companies and their partners worldwide. EIFO has more than 5,000 customers and a total business volume of around EUR 20 billion. With our willingness to take risks in financing, EIFO paves the way for those who dare to think bigger. Because the world is Denmark’s business.
